MoneyBuddy

Your Everyday Money Dashboard

Everyday money made clear

Know what you really have left to spend.

MoneyBuddy brings your income, spending, bills, budgets, savings and borrowing together so you can see what is coming in, what is going out and what you genuinely have left to work with.

Available-to-spend viewBudgets & savings30-day forecasting
MoneyBuddy My Money dashboard showing available to spend, money in and money out

Your money, in one place

A clearer picture of everyday finances

MoneyBuddy turns the information you record into a dashboard you can actually use — helping you understand today while keeping an eye on what is coming next.

Available to spend

Look beyond your current balance and see what may remain after upcoming commitments.

Bills & recurring money

Keep regular income and commitments visible when planning the weeks ahead.

Budgets & savings

Set practical spending limits and keep your savings goals moving in the right direction.

Cash-flow forecasting

See how upcoming money in and money out could affect your balance over the next 30 days.

Know what you can work with

Your bank balance is only part of the picture

A healthy-looking balance can be misleading when bills are still waiting to leave your account. MoneyBuddy combines your recorded balance with upcoming commitments to give you a more useful everyday view.

Choose the account you want to monitor
See what is available after upcoming commitments
Keep expected income and spending visible
Add new entries quickly from desktop or mobile
MoneyBuddy dashboard showing Available to Spend, Money In and Money Out

Spending insights

See where your money is actually going

MoneyBuddy analyses the spending you record so you can compare periods, understand category-level activity and spot changes that may otherwise be easy to miss.

Compare spending with the same point last month
See your largest spending categories
Understand each category's share of spending
Spot changes in everyday spending habits
MoneyBuddy spending insights showing monthly spending and category analysis

How MoneyBuddy works

Start with the information you already know and let MoneyBuddy turn it into a clearer view of your everyday money.

1

Add your money

Record your account balance, income, spending and the regular bills you expect.

2

See the bigger picture

MoneyBuddy brings everything together so your current balance is seen alongside upcoming commitments.

3

Plan ahead

Use forecasts, budgets, savings goals and insights to make more informed everyday choices.

More than a spending tracker

Tools for the way you actually manage money

MoneyBuddy is designed around the practical questions that come up between one payday and the next.

Savings goals

Keep planned savings visible and track progress towards the things that matter to you.

Borrowing overview

Keep important borrowing information and repayment dates alongside the rest of your money.

Useful reminders

Choose the notifications you want for bills, budgets, low balances, borrowing and savings.

Reports & insights

Step back from individual transactions and understand the broader patterns in your recorded money.

Your dashboard, your way

Keep the important things. Hide the rest.

Not everybody wants the same amount of detail. MoneyBuddy keeps the core money picture in place while allowing optional dashboard sections to be hidden from Settings.

Keep the core money summary visible
Choose whether to show optional insights
Reduce clutter on smaller screens
Preferences stay linked to your MoneyBuddy account

Budget focus

Show or hide budget and savings progress.

Money insights

Choose whether deeper insights belong on your main dashboard.

Planning

Keep forecasting information available without overwhelming the home view.

Your preferences

Dashboard choices are stored against your signed-in account.

Your MoneyBuddy

Install it and use it like an app.

MoneyBuddy is designed as a Progressive Web App. On supported devices you can install it to your desktop or home screen and open it in its own standalone application window.

Dedicated MoneyBuddy app identity
Mobile-first everyday money dashboard
Quick-access bottom navigation on mobile
Launch directly into My Money
MoneyBuddy installed as a standalone money management app

Simple monthly subscription

Every MoneyBuddy tool for £1.50 a month.

One straightforward plan through your Zabion account. No different tiers to work out and no need to pay for features you cannot access.

MoneyBuddy

Monthly Plan

£1.50/ month

Everything you need to monitor everyday money, plan ahead and understand the financial information you record.

Income and spending
Bills and recurring items
Budgets and savings goals
30-day cash-flow forecasting
Spending insights and reports
Borrowing reminders
Installable MoneyBuddy app
Start Using MoneyBuddy
Secure payments with StripeLinked to your Zabion accountOne simple monthly plan

Everyday money management

Why your current balance does not tell the whole story

What do I really have left to spend?

Your account balance can include money that is already spoken for. Regular bills, upcoming commitments and spending before your next income arrives can all change the picture. MoneyBuddy is designed to keep those things visible together.

Why look ahead instead of only looking back?

Transaction history tells you what has already happened. Forecasting adds another dimension by showing how the income and commitments you have recorded could affect your balance over the coming weeks.

Understand where your money goes

Individual transactions can be difficult to interpret in isolation. Category-level spending and period comparisons make it easier to see which areas account for more of your money and how those patterns are changing.

A budget that lives alongside your real money

Budgets and savings goals are more useful when they sit alongside the income, spending and commitments they relate to. MoneyBuddy brings those different parts of everyday money management into one place.

FAQs

Frequently asked questions about MoneyBuddy

What is MoneyBuddy?

MoneyBuddy is an everyday money management app that brings your income, spending, bills, budgets, savings and forecasts together so you can understand what is happening with your money and what you have available to work with.

How does Available to Spend work?

MoneyBuddy starts with the balance you record and considers upcoming commitments to help you see what may genuinely be available rather than relying on your current balance alone.

Can MoneyBuddy track regular bills?

Yes. You can record recurring bills and other regular commitments so MoneyBuddy can include them when looking ahead.

Can I track more than one account?

Yes. MoneyBuddy can keep separate accounts and lets you choose a default account for account-specific areas such as My Money and Forecast.

Does MoneyBuddy include budgets?

Yes. You can create budgets and use MoneyBuddy to compare recorded spending with the limits you have set.

Can I track savings goals?

Yes. MoneyBuddy includes savings goals so you can keep progress towards planned purchases or financial targets alongside your everyday money.

Can MoneyBuddy help me understand my spending?

Yes. Spending insights use the information you have recorded to show category-level activity, monthly comparisons and changes in your spending patterns.

Can I install MoneyBuddy as an app?

Yes. MoneyBuddy is designed as an installable web app on supported browsers and devices, allowing it to open in its own standalone app window.

Take control of your everyday money.

One account. One dashboard. A much clearer picture of what is coming in, what is going out and what you have left to work with.

MoneyBuddy is a budgeting and planning tool. Its figures and insights depend on the information you record and should be reviewed before making financial decisions.